About Me

Hi, I’m Abhinov! I enjoy building products that solve meaningful problems and create a tangible impact in the real world.

Right now, I’m working on an application for last-mile drivers and dispatch team managers, helping streamline operations and improve delivery efficiency. Before this, I founded Pax Credit, a Techstars-backed startup, where we built a cross-border finance app that helped international students save thousands of dollars on tuition fees payments.

I grew up in Hyderabad, the ‘City of Pearls,’ a city brimming with history, culture, and some of the best biryani you’ll ever taste. After school, I moved to Warangal to pursue my bachelor’s degree at the National Institute of Technology (NIT), Warangal, graduating in 2013.

My career kicked off with the Young Leader Program at Vodafone Idea, where I spent 401 days working across Lucknow and Kochi, diving deep into business operations and learning the nuances of leadership. In 2014, I took a leap of faith, quit my job, and moved to Bangalore to work with Prof. Shainesh G at the Indian Institute of Management (IIM), Bangalore, where I explored marketing analytics and honed my analytical skills.

In 2015, I moved to Singapore to pursue a master’s degree in business analytics at Singapore Management University (SMU). This experience strengthened my ability to drive business operations and decision-making through data, and shaped my thesis for entrepreneurial ventures, and in 2018, I joined the Singapore cohort of Entrepreneur First (EF) to work on Creditlah, a fintech solution aimed at empowering underbanked micro-businesses.

When I’m not building products, I enjoy connecting with curious and interesting people, exploring new ideas, and diving into books on business, technology, and history. Feel free to reach out on Twitter or LinkedIn—I’d love to hear from you! 👋🏻

Meet HeyGuru: A Quiet Space for Your Big Questions

We’re all looking for guidance, a sense of meaning, and a little companionship on the journey. It is a clear trend reflected in how we use technology today. A recent Harvard Business Review report on AI shows “Therapy/companionship” rising to become the #1 use case for 2025, with “Finding purpose” newly entering the top three.

In these new conversations, what are people asking about? Research from Anthropic reveals a pattern: a significant number of users are already turning to AI to “research and explain religious texts and cultural concepts.”

These signals point to a simple, human truth: we want a helpful companion that can ground its guidance in sources we already know and trust.

What if that companion lived in your pocket?

Meet HeyGuru, a calm mentor and spiritual companion on Telegram. You can ask a life question, explore a text like the Bhagavad Gita, or simply ask for a daily quote.

At any time, you can ask for your /progress, and it will offer a thoughtful summary of your journey, reflecting the themes and questions you’ve explored.

Guiding Principles

Built HeyGuru with a few core beliefs:

  • A Private Mentor, Not a Public Forum: Your chats are one-on-one and secure in your Telegram app. No new apps to download.
  • Kind & Steady Guidance: HeyGuru’s tone is non-judgmental. It’s here to illuminate, not to preach.
  • Wisdom with Receipts: Every piece of guidance is rooted in trusted texts. You’ll always see the verse or chapter reference.
  • From Reflection to Action: After a thoughtful reflection, HeyGuru suggests one or two small, practical steps, turning insight into practice.

Your Conversation Starters

Search for @heyguru on Telegram and type /start to begin or use simple commands to go deeper:

  • Want to learn a text? Get a quick summary with /chapter 5.
  • Want to understand a key idea? Find the exact verse with /quote discipline.
  • Curious about your growth? See your journey summarized with /progress.
  • Have an idea for the bot? Share it anytime with /feedback.

Built HeyGuru to be a quiet companion for your journey. I hope you find it as a source of clarity and calm.

HeyGuru screenshot Continue reading →
in Blog | 353 Words | Comment

Welcome to Agentic Commerce: Where Smart Agents Seal the Deal

Commerce is on the edge of a profound transformation. Agentic commerce, where AI-powered agents autonomously conduct transactions, will redefine how consumers and businesses buy, sell, and interact.

These agents go beyond automating tasks. They understand intent, negotiate deals, and settle payments across interoperable systems while delivering personalized experiences at scale. Powered by emerging standards like the Model Context Protocol (MCP) and Google’s Agent-to-Agent (A2A) protocol, agentic commerce promises a future that’s not just faster or cheaper, but fundamentally smarter.

Agentic commerce illustration Continue reading →
in Blog | 1,031 Words | Comment

The Motorcycle Diary

In a COVID19 world, Aryan started sorting files on his laptop during the weekend. While going through a folder, Nexus 5X, he noticed a picture from 5 years ago.

Motorcycle trip

Circa 2015…

Aryan and Savchi just had their breakfast, Khara bath and coffee, at the Panchami Garden on a lazy Saturday. While walking back to Aryan’s place, Savchi goes through his email notification, pauses for a minute and clears it. Right before the entrance of Aryan’s place, Savchi mentions that he wants to go for a one-day road trip and asks Aryan to join him. But, neither of them have a motorcycle.

Continue reading →
in Story | 475 Words

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